Michael Hart

About Michael

I'm Michael Hart, an advice-only financial planner serving NJ and nationwide. I help clients simplify investing, taxes, and long-term planning. I charge either a flat fee or by the hour, so there are no commissions or AUM fees, just honest guidance. Retirement Planning: build a sustainable retirement income strategy, optimize Social Security, and plan efficient withdrawals from IRAs, Roths, and taxable accounts.

Credentials & background

The firm