Zach Reyes

About Zach

I started Circadia because I believe financial planning should match the pace and complexity of the lives it supports. I work with individuals and couples who are earning well but making high-stakes decisions fast—equity comp, student debt, career moves, growing families—and who want a planning partner, not a product salesperson. My planning is anchored in tax strategy and built around what actually drives outcomes: cash flow, risk management, and making sure your wealth-building doesn't quietly drift from your values.

Credentials & background

The firm