Jose Hernandez

Jose Rafael Hernandez is known as "The Millennial Money Mentor" on social media. He and his family are immigrants to the United States from Venezuela. The unique challenges that he faced at a young age taught him the real value of money and its importance in life. Jose studied finance at Mercer University, where he also competed in Division 1 Baseball. After his athletic career, Jose began his professional career in the finance industry. He started his career as a wealth management advisor for one of the top Investment Advisory firms in the US, where he was responsible for just north of $20mm in AUM. Jose currently holds the Series 7 and 66 licenses. Jose decided to leave the firm so he could have the freedom to create his brand on social media, geared towards educating millennials in the areas of personal finance and investing. His mission is to leave a positive impact on others while building his own legacy and providing for his family.
42 Posts

Authors Articles

How Does Term Life Insurance Work?

Life insurance can play a major role in a household’s comprehensive financial strategy. Unfortunately, it is not well understood by most Americans....

Investment Income Taxes: On Portfolio Taxation

As an investor, one of your major responsibilities is understanding the implications that taxes can have on your overall financial plan, portfolio...

Can I Borrow From My 401k? On 401k Loans

Employer-sponsored retirement plans tend to hold the majority of the average American household’s investment assets. While these types of accounts are designed...

What is a Yield Curve, and Why is it Important?

While the economy and stock market are not necessarily the same thing, they tend to play off each other. Having a strong...

Investing as a Couple: How to Make it Work

Without question, investing is one of the most important things you can do to build wealth over time. Mastering the subject takes...

What to Look for in a Bank

Every bank has different terms and offers for its account holders, but not every bank is right for every person. Where you...

How Does Inflation Affect Investments?

Inflation is often referred to as a “hidden killer” by economists and investment professionals. It is not as obvious as market volatility...

What You Should Know About Asset Allocation

Asset allocation is where the rubber meets the road with your investing; it determines how much risk you are exposed to and...

How to Build a Web Design Business

In today's day and age, technology is the driving force of business and innovation. People find new ways to take advantage of...

Essentials

Tax Deductions for Business Owners

For business owners, it's always wise to keep up with the expenses you intend to use as...

Personalizing Your Diversification Strategy

When creating an investment portfolio, placing all of your money into a single asset increases the risk...

How to Make Money on Etsy

If you're a crafter, you have probably heard of and thought about the site Etsy. “How do...

A Guide to Hands-Off Investing

Investing: you hear about it everywhere. You probably feel you should be doing it, even if you...

What is a Liquidity Ratio? Formula and Definition

In finance, liquidity typically refers to the ease and speed at which a company can convert assets...