Are Roth IRA Withdrawals Tax-Free?
Individual Retirement Accounts (IRAs) can be tricky when it comes to withdrawals and taxes. Their main advantage is that you can enjoy...
5 Steps to Start and Grow Your Emergency Fund
Many people live without the security of an emergency fund to help them through sudden expenses. Due to this, many people end...
Financial Gift Ideas for Children
With the year slowly coming to a close and the holiday season approaching, many of us are asking “What do I get...
How to Build Credit – Responsibly
You’ve heard the name; you know the term – but what exactly is this almighty FICO score that you hear people talking...
Financial Tips Every 20-Year-Old Needs To Hear
People often don’t think about proper personal finance practices until they have graduated college, are looking for a job, or are attempting...
How Does Term Life Insurance Work?
Life insurance can play a major role in a household’s comprehensive financial strategy. Unfortunately, it is not well understood by most Americans....
Investment Income Taxes: On Portfolio Taxation
As an investor, one of your major responsibilities is understanding the implications that taxes can have on your overall financial plan, portfolio...
Can I Take Loans From My 401k?
Employer-sponsored retirement plans tend to hold the majority of the average American household’s investment assets. While these types of accounts are designed...
What to Look for in a Bank
Every bank has different terms and offers for its account holders, but not every bank is right for every person. Where you...
How to Make Money as a Teen
Making money as a teenager is not always easy. Many teens don't receive an allowance from their parents, and it's very hard...