Find a Financial Professional
in Massachusetts

Rick Fingerman

Co-founder

Financial Planning Solutions, LLC

My dad died suddenly when I was 19 years old. This had a profound effect on me as I saw my 47 year old mother take over the family business. Even though it didn't surface until a number of years later, helping people become financially empowered became my calling. I feel it is my obligation to help others put their finances in place so they can live they way they want today, as well as enjoy a secure financial life. I am the co-founder and managing partner of Financial Planning Solutions, LLC, an independent fee only financial planning and Registered Investment Advisory firm. I work as a CERTIFIED FINANCIAL PLANNER™ practitioner with 30 years’ experience helping people make more intelligent decisions pertaining to their money. I specialize in working with women in transition. Whether you recently lost a spouse, are going through a divorce (or are recently divorced), or even contemplating a career change, I can help you work through the multitude of issues one can face and then help you achieve what is important to you. I also help families pay for college in the most efficient way.

Kimberly J. Howard, CFP

Founder & Owner

KJH Financial Services

Kimberly J. Howard, CFP®, CRPC®, ADPA® is the founder and owner of KJH Financial Services in Needham MA, Newton MA and Denver CO. She is a Certified Financial Planner™ practitioner and has over fifteen years of experience in financial management and education. She enjoys helping clients explore and achieve their life goals through effective comprehensive financial planning. Kimberly holds a Master of Science degree in Computer Science Information Management from Boston University. She earned a Bachelor of Science degree in Mathematics and Physical Education from Stephen F. Austin University in Texas. She attended Boston University for her Certification in Financial Planning and H&R Block for Tax Preparation Certification.Kimberly is currently an adjunct faculty member at MetroState University where she teaches General Financial Planning Principles, Income Tax, Retirement Planning and Estate Planning. She is a past adjunct faculty member at Boston University and The College for Financial Planning.Kimberly is a member of the Financial Planning Association (FPA) and The National Association of Personal Financial Advisors (NAPFA). She was named to the Metropolitan Who's Who Among Executive and Professional Women.

Beata Dragovics

Founder & Wealth Advisor

Freedom Trail Financial, LLC

From a young age, I always knew I wanted a career where I’d be helping people and doing meaningful work. Growing up in Hungary, I was inspired by my mother who opened her own CPA firm and encouraged me to study English and travel. Today, I’m the founder of Freedom Trail Financial, an independent wealth management firm which offers comprehensive, personalized financial planning and investment management. A woman-owned and-operated financial planning firm, Freedom Trail Financial works with biopharma and tech professionals, families, and women clients in the Boston, Massachusetts area, the heart of biotech.As the principal and a financial advisor at Freedom Trail Financial, I am a continuous resource to my clients in times of change. I help clients think differently about their future, clarify their goals, and see how financial planning can be in alignment with their personal values and lives. The most rewarding part of my job is seeing the difference I can make in people’s lives. I love connecting with people and empowering them to achieve their goals.I have been featured in Boston Magazine as a recipient of the 2010, 2011, 2012, and 2016 Five Star Wealth Manager Award. I also hold the FINRA Series 7 and 66 securities registrations (through Commonwealth Financial Network). My professional associations include The Certified Financial Planner Board of Standards, Financial Planning Association, The Boston Estate Planning Council, Ellevate Network, and The Boston Club. I earned my bachelor’s degree in business management from the Budapest Business School and my master’s degree in financial planning from the College of Financial Planning.

Andrew Holmes

Wealth Advisor

Beacon Pointe

Andrew Holmes is a Wealth Advisor in the Beacon Pointe Newton, MA office. He specializes in guiding individuals and families through comprehensive financial planning, with a particular focus on student loan strategies and college planning. As both a CERTIFIED FINANCIAL PLANNER® practitioner and a Certified Student Loan Professional (CSLP®), Andrew helps clients make informed decisions around education debt. Prior to joining Beacon Pointe through the 2025 acquisition of Financial Planning Solutions, LLC., Andrew built his career around providing comprehensive retirement planning to pre-retirees, giving them the clarity to enjoy the lasting retirement they’ve worked so hard for. Outside of the office, you can catch Andrew on the softball diamond, donning a cap of his beloved Baltimore Orioles, or running alongside Castle Island in his home of South Boston. He’s also an avid skier as an Ikon pass holder, and an active platelet donor with the American Red Cross.

Emily Lynch

Senior Principal

Cerity Partners

Emily works out of the Boston office of Cerity Partners servicing high-net worth families. She specializes in helping clients navigate markets by making asset allocation and other investment related decisions. She works with a limited number of families and is able to provide highly customized advice and attentive service. The Cerity Partners team works with clients to align their investments with their financial plans in order to maximize their wealth and achieve their financial goals.Cerity Partners LLC ("Cerity Partners") is an SEC-registered investment adviser with office locations throughout the United States. Registration of an Investment Advisor does not imply any level of skill or training. The foregoing is limited to general information about Cerity Partners' services. You should not construe the information contained herein as personalized investment, tax, or legal advice. The information presented is subject to change without notice and should not be considered as an offer to sell or a solicitation of an offer to buy any security. Material economic conditions and/or events may affect future results. Before making any decision or taking any action.

TJ van Gerven

Founder

Modern Wealth Builders

Working in the tech space, I focus on professionals ages twenty-five to forty who have experienced a windfall via equity compensation and are looking to maximize their newfound wealth to plan for FI. I’m incredibly passionate about financial independence, pursuing autonomy, and creating an intentional lifestyle through planning.

Jared Hoole

Lakeside Financial Planning, LLC

Jared Hoole founded Lakeside Financial Planning because of his passion to make a real difference in the lives of hard working people like you. After spending the first nine years of his career implementing tax planning strategies for multinational corporations Jared knew he wanted a more rewarding direction where he could empower people to attain their life goals. Jared began his career in public accounting at Deloitte... He is a board CERTIFIED FINANCIAL PLANNERTM or CFP® and has a Graduate Certificate in Financial Planning. Jared also holds a Master's Degree in Taxation from Bentley University and a Bachelor of Science in Finance from Bentley University.

I provide Financial Planning for Attorneys and their families. I focus on helping clients get a handle on their current finances, clarify their values as they relate to money, and free up time to focus on what matters most. I have been a financial planner for over a decade, working with individuals...

I'm T.J. van Gerven, CFP®, founder of Memento Financial Planning. I help professionals and families use their money with intention so they can build financial flexibility and independence. My work is focused on guiding clients through the real-life decisions that shape their financial future - from... One thing I want my clients to know about me is... I practice the same planning and investment principles as my clients.

With 30 years of experience in the financial services industry, I have worked with both individual and institutional investors, giving me a broad perspective on markets, portfolio management, and evolving investor needs. Today, I primarily work with individuals and families seeking an ongoing inve... Understanding client needs, goals, and objectives is my focus. Delivering actionable, custom solutions is my goal.

Emily works out of the Boston office of Cerity Partners servicing high-net worth families. She specializes in helping clients navigate markets by making asset allocation and other investment related decisions. She works with a limited number of families and is able to provide highly customized advic... One thing I want my clients to know about me is... I am committed to delivering a small firm feel and customized experience for my clients depsite being part of a large organization.

After a decade serving wealthy families around the world, I founded Encore Investment Advisors in 2021 to provide independent, conflict free, and thorough wealth management advice. I strive to combine the financial planning and investment management capabilities of large wealth managers, with the ...

Lenny is the Founder of Hirst Financial Independence Planning, Inc. He has been advising clients since 1984. Lenny earned a Bachelor's degree in finance from UMass Dartmouth in 1983, an MBA from UMass Dartmouth in 1988, and his CERTIFIED FINANCIAL PLANNER™ designation in 1996. He then pursued his Ju...