With your money membership, Ellevest creates and manages a personalized investment portfolio for you. Ellevest is the only investing tool built by women, for women. Ellevest's investment algorithm factors in important realities for women, such as pay gaps, career breaks, and longer average lifespan. Ellevest creates an investment portfolio for you using a thoughtful mix of stock, bond, and alternative funds. This kind of diversification is intended to help reduce your portfolio's overall risk.

Fees for your advisory services, execution, custody and banking services (your Save and Spend accounts) are included in your membership fee. The Ellevest Essential membership costs $1 a month, Ellevest Plus is $5 a month, and Ellevest Executive is $9 a month.

You can withdraw part or all of the money from your taxable investment accounts at any time (as long as the money has been in your account for 5 business days). Ellevest protects your accounts by using encryption, network security, testing for risk, secure software development, 2-factor authetication, and preventing unauthorized access.