Patch Lending users make money by investing in properties. Investors on Patch of Land’s platform are currently earning up to 12%. They also receive monthly interest payments on their investments.

Patch Lending takes 1% to 2% of the interest distributions made by borrowers. Patch of Land has fees for property appraisal, closing costs and origination points that are already factored into each deal listed on the platform.

Fluctuations in the value of the assets that are the subject of any investment are to be expected. Additional risks exist due to a variety of factors, including, but not limited to, leverage, property operations, business risks, management and environmental liabilities. There is a potential for loss of part or ALL of the investment capital, and each investor should understand that all capital invested may be lost. Investors should only consider these investments if they have no need for liquidity and can bear the risk of losing their entire investment. (https://patchofland.com/faq)