Vinovest allows users to invest in fine wines that have outperformed the S&P 500 for over 30 years.

They charge a 2.85% fixed annual fee (2.5% for portfolios above $50,000 in value). Using the Auto-Invest feature, you can lower your rate from 2.85% to 2.7% and 2.5% to 2.4%.

An investment in wine is usually less liquid and there is a problem with counterfeiting within the industry.