You decide which startups or worthy of your investment, and if it succeeds you could be looking at a return as a creditor or equity investor. With debt, the faster the business grows, the faster you earn a return and the higher your effective interest rate will be. For equity investments, when the company is successful and decides to do a "priced round", they will buy back equity at a fixed price per share - which will likely be higher than your initial investment.

WeFunder charges investors up to 2% of their investment with their minimum being $7 and their maximum being $75. WeFunder also charges the company to a 7% fee based on their funding total if the campaign is successful.

These securities are not publicly traded, meaning that they are not fully liquid and available to sell. There is no secondary market for these investment products, so once you invest, you must keep your money in until the company provides you with a way to be compensated for your investment. Investing in startups is highly risky, and investors should be willing to lose all funds they invest.